To assist the motor finance industry to assess the need for redress concernng motor finance commissions, AFP has prepared analysis of rates offered in different parts of the used car finance market from 2014 to 2024. The analysis, covering 15 lenders, is split between prime, non-prime, and sub-prime customers, with adjustments for size of advance. 

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Data is taken from archived websites, securitisation prospectuses (see example above), annual accounts and other sources. For transparency, each data point is linked to the relevant source.

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This will support lenders to assesss whether customers might have saved money by finding an alternative lender in certain circumstances (see Insights and analysis page).​