Last week, the FCA published concerns about unregulated lenders including financial leasing companies that haven't been registered for anti-money laundering purposes under the 'Annex 1' rules . Who exactly needs to register? Well the high-level online guidance isn't exactly clear. In this article I set out my understanding, comments are always welcome.

Almost everyone is paying the price for the current uncertainty. Whatever the Supreme Court eventually rules seems likely to lead to yet further delays before any redress starts to be paid. Instead, there's a need now to take a step back and set out an alternative, simpler and much fairer alternative. Here's my suggestion.

Why Consumer Voice's challenge to the Financial Conduct Authority's motor finance redress programme might actually be welcomed by the car finance industry.