Business lending and leasing

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Business lending and leasing
Consumer lending and collections

Understanding Barclays: How can Amazon consumer credit fit better than asset finance?

As part of it’s Q1 results announcements last week, Barclays announced a deal to offer credit to Amazon customers in the UK, building on...

Changes needed to make sure the Super-Deduction adds up

The new 130% first-year capital allowance for qualifying plant and machinery assets, termed the 'Super-deduction' by Chancellor Rishi...

With just days to go, is asset finance ready for the FCA's new broker commissions rules?

It’s no surprise that some unwelcome finance practices take place in some car dealerships. Seven years after taking over consumer...

Six more points for asset finance brokers to note about the FCA’s new commission rules

This article is a follow-up to my blog in August after the FCA issued its final rules concerning discretionary commission models for...

The tale of how the British Business Bank forced Rishi Sunak to launch the Bounce Bank Loans Scheme

Yesterday, two quite bizarre points about the Bounce Bank Loans Scheme (BBLS) emerged, as reported by James Hurley in the Times. First,...

Asset finance impairments balances were already increasing pre-Covid

As many leasing businesses start to approach their September or December year-ends, finance directors, boards and external auditors will...

Six points for asset finance brokers to note from the FCA's motor commissions final rules

On Monday the FCA issued its final rules concerning discretionary commission models ('difference in charges' (DiC0 models) for motor...

Overcoming the barriers to TFSME for non-banks

Leasing Life has republished an article from Early May, which looked at the funding prospects for UK non-banks asset finance lenders. The...

Now more than ever, we need to know who the big lessees are

Why do firms lease equipment? The potential reasons are many...the cash flow benefits, funding availability, flexibility, convenience,...

Taking stock of asset finance broking amidst the outbreak

Why asset finance brokers are more important than might first appear

Term Funding Scheme launch could support bank and non-bank asset finance

Over the past fortnight or so, there has been a great deal of press coverage and asset finance industry debate over the efficacy of the...

Solving the ‘how’ problem for non-banks and support for small business lending

This is an edited version of a blog published on 31 March 2020 (see https://www.linkedin.com/pulse/solving-how-problem-non-banks-support...

Why Europe remains important for UK asset finance

It may seem odd that this year’s Asset Finance Europe 50 (AFE50) survey is published straight after the UK general election, after all...

The FCA should apply the SSNIP test to finance broker commissions

Few in the motor finance industry won’t be aware that the FCA has published proposals to ban ‘Difference in Charges’ (DiC) commission...

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