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    Why Bounce Back Loan Scheme loss estimates are still likely to be too high

    In October 2020, my blog - The tale of how the British Business Bank forced Rishi Sunak to launch the Bounce Back Loans Scheme -...

    Postcode sector analysis could provide rapid assurance on the risks of further multi-financing fraud

    In November, I suggested a need for the 'asset register that isn't an asset register' in my blog here (and see LinkedIn comments here)....
    New year special for asset finance brokers: Save up to 77% on annual FCA fees - only one small catch

    New year special for asset finance brokers: Save up to 77% on annual FCA fees - only one small catch

    In August last year, my blog Psst! Asset finance brokers, do you want a 50% discount on FCA fees? Just do a bit less work... reported how...

    The time has come for the asset register that isn’t an asset register

    For decades, the leasing industry has been continually exposed to fraud by the lack of a national equipment asset register. Although...

    It’s time to rethink asset finance broker FCA compliance reviews

    Over the summer, many asset finance brokers have received one or more thuds on their doorsteps - or the email equivalent - being annual...

    Psst! Asset finance brokers, do you want a 50% discount on FCA fees? Just do a bit less work...

    Since July, most asset finance brokers who have been paying the minimum annual FCA fees of around £600 (including various extras) have...

    Disclosing the amount of commission – what is means for asset finance brokers

    Hot on the heels of changes to FCA rules affecting the use of Difference in Charges commission models (see my previous articles), a...

    Why we need Barclays back in the Asset Finance 50

    Barclays’ announcement in April that it was selling what remained of its UK asset finance business came too late to be reflected in this...

    Understanding Barclays: How can Amazon consumer credit fit better than asset finance?

    As part of its Q1 results announcements last week, Barclays announced a deal to offer credit to Amazon customers in the UK, building on...

    Changes needed to make sure the Super-Deduction adds up

    The new 130% first-year capital allowance for qualifying plant and machinery assets, termed the 'Super-deduction' by Chancellor Rishi...

    With just days to go, is asset finance ready for the FCA's new broker commissions rules?

    It’s no surprise that some unwelcome finance practices take place in some car dealerships. Seven years after taking over consumer...

    Six more points for asset finance brokers to note about the FCA’s new commission rules

    This article is a follow-up to my blog in August after the FCA issued its final rules concerning discretionary commission models for...

    The tale of how the British Business Bank forced Rishi Sunak to launch the Bounce Bank Loans Scheme

    Yesterday, two quite bizarre points about the Bounce Bank Loans Scheme (BBLS) emerged, as reported by James Hurley in the Times. First,...
    Asset finance impairments balances were already increasing pre-Covid

    Asset finance impairments balances were already increasing pre-Covid

    As many leasing businesses start to approach their September or December year-ends, finance directors, boards and external auditors will...

    Six points for asset finance brokers to note from the FCA's motor commissions final rules

    On Monday the FCA issued its final rules concerning discretionary commission models ('difference in charges' (DiC0 models) for motor...

    Overcoming the barriers to TFSME for non-banks

    Leasing Life has republished an article from Early May, which looked at the funding prospects for UK non-banks asset finance lenders. The...

    Now more than ever, we need to know who the big lessees are

    Why do firms lease equipment? The potential reasons are many...the cash flow benefits, funding availability, flexibility, convenience,...
    Taking stock of asset finance broking amidst the outbreak

    Taking stock of asset finance broking amidst the outbreak

    Why asset finance brokers are more important than might first appear

    Term Funding Scheme launch could support bank and non-bank asset finance

    Over the past fortnight or so, there has been a great deal of press coverage and asset finance industry debate over the efficacy of the...

    Solving the ‘how’ problem for non-banks and support for small business lending

    This is an edited version of a blog published on 31 March 2020 (see https://www.linkedin.com/pulse/solving-how-problem-non-banks-support...
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    Asset Finance Policy Limited | Rickmansworth, United Kingdom

    Julian@assetfinancepolicy.co.uk

    07914 071620

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