The Times reported on Monday that the Financial Conduct Authority is looking at ways of encouraging firms to lend to the most vulnerable...

In February, the Financial Conduct Authority’s Woolard Review identified an ‘urgent need to regulate all’ Buy Now Pay Later (BNPL)...

In its letter to Provident last week concerning the Scheme of Arrangement by which customers of the Group’s home credit and online loans...

As part of its Q1 results announcements last week, Barclays announced a deal to offer credit to Amazon customers in the UK, building on...

Yesterday's trading update from Provident, that led to a 28% fall in its stock price by the market close, was remarkable not so much for...

Today’s Woolard Review of change and innovation in the unsecured credit market has got it wrong on Buy Now Pay Later and the wider Retail...

The Final Notice issued this week by the FCA, imposing fines on Barclays for failings in showing forbearance and due consideration to...

In September, the Australian government announced plans to ‘simplify’ responsible lending laws, that it described as ‘overly...

As I've noted in an earlier blog, Buy Now Pay Later (BNPL), the short-term variant of retail point of sale finance, has been growing at a...

In the past week, both John Lewis and Selfridges have announced new rental schemes, apparently intended to signal the retailers’ shift...

One of the trickiest parts of consumer lending now is assessing the affordability of the loan for the consumer. In an excellent detailed...

Today the FCA has published the findings from its review of re-lending by firms in what it calls the 'high-cost lenders portfolio'. A lot...

Why AFP believes the time is right for the Buy Now Pay Later sector to implement effective self-regulation

The standard arguments in favour of Point of Sale (POS) retail finance are familiar: Higher sales and bigger purchases. New research...