In September, the Australian government announced plans to ‘simplify’ responsible lending laws, that it described as ‘overly...

As I've noted in an earlier blog, Buy Now Pay Later (BNPL), the short-term variant of retail point of sale finance, has been growing at a...

In the past week, both John Lewis and Selfridges have announced new rental schemes, apparently intended to signal the retailers’ shift...

One of the trickiest parts of consumer lending now is assessing the affordability of the loan for the consumer. In an excellent detailed...

Today the FCA has published the findings from its review of re-lending by firms in what it calls the 'high-cost lenders portfolio'. A lot...

Why AFP believes the time is right for the Buy Now Pay Later sector to implement effective self-regulation

The standard arguments in favour of Point of Sale (POS) retail finance are familiar: Higher sales and bigger purchases. New research...