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The "wild west" of Buy Now Pay Later? By the time the Sheriff arrives, the market may have solved the problem
Yesterday the Government announced the next step in the torturously slow road to regulation of Buy Now Pay Later (BNPL), being the publication of draft legislation to bring BNPL under FCA regulation. City Minister Emma Reynolds said the new rules were designed to tackle a sense of “wild west” in the BNPL space. In this article, I suggest that by the time the Sheriff eventually arrives in town, the market could have already resolved the problem.
Where’s the RegTech now we need it?
It’s been a significant week for regulated consumer and business lending regulation in the UK, with three key developments: The Times...
There's a better way to regulate Buy Now Pay Later
This week’s ‘Response to consultation’ paper from HM Treasury sets out the Government’s plans for regulation of Buy Now Pay Later finance....
Three predictions for the UK’s Buy Now Pay Later Regulation
In February, the Financial Conduct Authority’s Woolard Review identified an ‘urgent need to regulate all’ Buy Now Pay Later (BNPL)...
The Woolard Review has got it wrong: We need smarter, not more, regulation of retail finance
Today’s Woolard Review of change and innovation in the unsecured credit market has got it wrong on Buy Now Pay Later and the wider Retail...
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